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While many businesses do not relish the prospect of raising further finance against their assets, the reality is that for a business to continue to operate successfully it needs access to working capital to effectively oil the wheels of its operation.

In an ever-changing economic landscape the need for businesses to be responsive and adaptive to market movements is essential.

At a time when the economic outlook still appears to be relatively hazy, businesses are pulling out all the stops to ensure that their portfolio of products and services stay on consumers’ radar to ensure that they avoid becoming yet another casualty of the economic downturn.

It is important to take stock of things every now and again in the business world. This could involve stepping back and looking at whether your employees are sufficiently motivated, or even assessing what your client turnover is.

A director in any SME can often be overwhelmed by the sheer amount of tasks that eat into their day. Meetings with existing or potential clients, keeping on top of paperwork and keeping an eye on payments (both in and out of the business) can often leave very few hours in a director’s day.