Emma Wilkinson

Emma Wilkinson is a Director at Moorfields, specialising in advisory and insolvency with over a decade of experience supporting businesses, lenders, and stakeholders through financial challenges.

A Chartered Accountant since 2015, she has worked in insolvency and restructuring since 2011, building extensive expertise in providing clear, actionable advice during periods of uncertainty. Her work focuses on pre-lend reviews, independent business reviews (IBRs), debt advisory, and restructuring, helping lenders assess risk and businesses identify practical solutions.

She has developed a strong reputation for her ability to deliver detailed financial analysis combined with a commercial outlook, enabling stakeholders to make informed decisions with confidence. Her experience spans a wide variety of industries, from SMEs to larger corporates, where timely and pragmatic insight is key.

Core Specialisms

• Pre-lend reviews and risk assessment
• Independent business reviews (IBRs)
• Debt advisory and restructuring solutions
• Stakeholder engagement and negotiation
• Financial analysis and cash flow forecasting

Sector Expertise

Emma has advised across multiple sectors, providing lenders and businesses with independent perspectives on financial performance, funding needs, and recovery options. Her work supports both proactive lending decisions and restructuring strategies in stressed and distressed situations.

Professional Approach

Recognised for her analytical depth and collaborative style, Emma provides clear, balanced recommendations that combine technical accuracy with commercial pragmatism. She works closely with clients and lenders to ensure transparency, protect value, and deliver the best possible outcomes.