Andy Pear

Andy Pear is a Partner at Moorfields, a Chartered Accountant and UK Licensed Insolvency Practitioner with over 30 years’ experience in restructuring and advisory.

Before co-founding BM Advisory in March 2011 (which merged with Moorfields Advisory in 2022), he worked with several top 20 accountancy firms, gaining extensive experience across restructuring, insolvency, and turnaround. Over the course of his career, he has built a strong reputation for advising secured lenders and managing complex client relationships during periods of financial stress.

Specialising in turnaround and recovery, he has supported a wide range of businesses through operational and financial challenges, delivering pragmatic strategies that protect lender positions and maximise stakeholder outcomes. His long-standing experience ensures a depth of insight and commercial judgment that helps navigate even the most complex restructuring scenarios.

Core Specialisms

• Business turnaround and restructuring
• Secured lender advisory and client management
• Formal insolvency procedures
• Cash flow and operational improvement strategies
• Stakeholder and risk management

Sector Expertise

With three decades of experience, Andy has advised across multiple industries, from SMEs to large corporates, providing clarity and robust solutions that balance commercial needs with practical realities. His expertise lies particularly in lender-led restructuring and supporting clients under financial pressure.

Professional Approach

Andy  is recognised for his collaborative and commercially focused style. He combines technical expertise with a pragmatic approach, working closely with secured lenders and management teams to protect value, manage risk, and deliver the best outcomes in challenging situations.